Globalization, free markets and free trade deserve most of the credit for advances in U.S. living standards.

FORBES: USA Today Puts Good News on the Front Page, Places the Rise in U.S. Living Standards in Perspective

The Federal Trade Commission (FTC) encourages consumers to visit AnnualCreditReport.com to obtain a free credit report every year.

FORBES: Eight Credit Myths Debunked

The U.S. Federal Trade Commission's settlement with a major credit bureau that hit consumers with charges after promising a free credit report is a victory for all those who don't read the small print.

FORBES